- Borrow up to Single Borrower’s Limit
- Enjoy just 2.8% interest per month on a diminishing balance
- Up to 36 months or 3 years to pay
- NO requirements needed!
- Just pay 50% of your existing loan—on or before the renewal date
- Borrow up to your Single Borrower’s Limit (SBL)
- Low 2.5% monthly interest, based on diminishing balance
- Special Service Loan & House Renovation Loan – up to 5 years (60 months)
- Educational Loan – up to 3 years (36 months)
- Just pay 50% of your existing loan—on or before the renewal date
- Requirements are simple and specific to each loan type:
- Special Service Loan:
- Sales invoice (within 3 months) OR
- Quotation or billing (appliances, utilities, credit cards, etc.)
- House Renovation Loan:
- Sales invoice (materials/labor within 3 months) OR
- Quotation or Bill of Materials (BOM)
- Educational Loan:
- Sales invoice (within 2 months) OR
- Processed Registration Card with payment details
- Loan up to your Single Borrower’s Limit (SBL)
- Low 1% interest per month, based on diminishing balance
- Up to 36 months or 3 years to pay
- Just pay 75% of your existing loan—on or before the renewal date
- What you’ll need:
- For Medical Assistance Loan:
- Medical Abstract or Doctor’s Certificate
- Sales invoice dated not earlier than 2 months before application
- Dependents covered:
- If single: Parents, siblings, or children (if single parent)
- If married: Spouse, children, or parents
- For Calamity Loan:
- Barangay Certificate confirming your area is declared a calamity area
- Loan up to your Single Borrower’s Limit (SBL)
- Low interest rate of just 0.90% per month, based on diminishing balance
- Payable up to 60 months or 5 years
- Just pay 50% of your existing loan—on or before the renewal date
- For Buy-Out Loan applications: Just present your Statement of Account, Loan Balance Certificate, or Service invoice from any other financial institution.
- Reminder: There’s no re-computation of interest upon full payment
- Borrow up to your Single Borrower’s Limit (SBL)
- Payable up to 60 months or 5 years
- Requirements
- Borrow up to your Single Borrower’s Limit (SBL)
- Flexible Payment Terms
- For House and Lot:
- Up to 15 years to pay!
- Interest Rates:
- 1-5 years (60 months): 8%
- 6-10 years (61-120 months): 7%
- 11-15 years (121-180 months): 6%
- For Vehicle Purchase:
- Up to 5 years to pay
- Interest Rates:
- Easy Requirements:
- OR/CR for Vehicle Loan
- Land Title for House/Lot Loan
- Deed of Sale Agreement
- Just pay 50% of your existing loan—on or before the renewal date
- Borrow up to Php 10,000.00
- Enjoy a super low 0.5% interest per month, based on diminishing balance
- Payable in 10 easy months
- Who can apply?
- For women: Apply during your birth month
- For men: Apply during the birth month of your female dependent – whether it's your mother, spouse, sister, or daughter
- Borrow up to Php 5,000.00
- Only 1.5% interest – fixed for 3 months
- One-time cash payment after 3 months
- Requirements:
- Must be in good credit standing
- Instant Loan is deducted from your gross amount on your next loan renewal
- Can only be renewed after full payment
- Loanable amount up to Php 4,300.00
- Choose your term: 3 or 6 months to pay
- Salary deduction for hassle-free payments
Notes:
All Loans are subject to applicable standard and approved fees and deductions:
Computations of interest are based on diminishing computation.
Loan Insurance (LIGF) or Mutual Benefit Fund (MBF) = 1.25/Php1,000.00 loan/mo.
Savings = 3% of Gross amount
Service Fee
- Php 1,000.00 – Php9,999.99 – 50.00
- Php 10,000.00 – Php 99,999.99 – 1% of Principal Amount
- Php 100,000.00 – Php 1,000,000.00 – Php100.00 x no. of months to pay.
Surcharge – 2% of the default loan amortization
Approved Single Borrowers Limit (SBL) = Php2,800, 000.00